Supporting you through COVID-19 and beyond

As a valued customer we want to assure you that we’re here to help you get the most out of your cover, just like we’ve always been, through floods, bushfires and now pandemics.

That’s just one of the benefits of staying with OnePath Life, to help provide financial security for you and your family when it's needed most.

OnePath Life is giving COVID-19 vaccination protection for life insurance customers at no extra cost

OnePath Life is giving COVID-19 vaccination protection at no extra cost to everyone insured under an eligible life insurance policy. An amount of up to $50,000 in total will be paid to customers who can claim under their insurance because of suffering a serious side effect from an approved COVID-19 vaccination. We will make payments in the following three circumstances up to a combined total of $50,000: 

  • For those covered in the event of death, a one-off payment of up to $50,000 will be paid in the event of death due to complications arising from the vaccine.  
  • For those covered for total & permanent disability (TPD), a one-off payment of up to $50,000 will be paid in the event of TPD due to complications arising from the vaccine. 
  • For those covered under Disability Income, payments will be made during any waiting period up to a total of $50,000 in the event of total disability or partial disability.   

We’re doing this because we want to provide extra peace-of-mind for our customers as they weigh up the benefits and risks of having the COVID-19 vaccine, at a time when it is important for as many of us as possible to come forward for vaccination.

While medical evidence indicates the likelihood of vaccine complications is extremely low, we understand that some people are concerned about the risk of a serious adverse reaction. Our initiative aims to reassure eligible customers by knowing that they will have extra financial support if they choose to be vaccinated and then suffer the rare instance of a serious side effect that requires them to claim.

Find out more.

Pandemics are covered

While a pandemic is something we couldn’t have foreseen a short while ago, rest assured your policy does not have a pandemic exclusion.

Get help with a claim

We’ve put measures in place to offer extra help with new claims and for customers currently receiving income protection benefits. A claim resulting from you contracting COVID-19 will be assessed in the same way as other injuries and illnesses. If you have any questions or need to make a claim, please contact us – we’re here to help.

Use the flexibility of your policy

It’s during times of uncertainty that most people value their insurance cover even more, so if you are experiencing financial stress, we have several options that may help you maintain your cover for the long term. Some examples include removing extra-cost options you may have selected on your policy, and lowering your cover amount.

See here to help you understand how your insurance premium is calculated, and here, you can also see what options you may have to help with affordability.

Everyone’s situation is different, so it’s best to speak with your adviser about what’s the best option for you.

Look after yourself

The evidence is overwhelming. Exercise and a good diet have an abundance of benefits –not only for your physical health but also your mental health. Many of us, however, are finding it challenging to keep these up at the moment. That’s why, we’ve given you access to a great range of health and wellbeing resources in the Health and Wellbeing hub to help you focus on your health and wellbeing and also to be rewarded, just for having cover with us.

These resources will be updated regularly and include factsheets, articles and recipes designed to help you take a holistic approach to looking after yourself.


Be rewarded

We’re all looking forward to the day when we can go on an overseas holiday, but in the meantime, you can also build up your Qantas Points, just by having insurance with us. As a customer, you can start earning Qantas Points on premiums paid for eligible OnePath insurance policies (terms and conditions apply*).




* You must be a Qantas Frequent Flyer member and correctly register your Qantas Frequent Flyer membership details with OnePath Life to earn Qantas Points on eligible insurance policies. Eligible insurance policies are the policies listed in the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’ available at, as defined for ‘Eligible OnePath Insurance Policy’. A joining fee usually applies. However, OnePath Life has arranged for this to be waived for new customers who join at This complimentary join offer may be withdrawn at any time. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at The maximum number of points you can earn on eligible policies is capped at 20,000 points per year, per policy. Qantas Points accrue in accordance with and subject to the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’.  Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these products or the information provided by OnePath Life in this communication.