OneCare Living Expense Cover

Living Expense Cover pays an agreed monthly benefit if you are significantly disabled.

Key features

  • Retirees and home-makers. Protect the non-financial contribution you make to the household.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family, to reduce your premiums.
  • Extra Care Cover. Add up to three additional benefits to your Living Expense Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Increasing cover. Get a monthly benefit that increases in line with inflation each year.
  • Family protection. Protect the whole family by adding Child Cover to your policy. Find out more.
  • Qantas Points – you can start earning Qantas Points on premiums paid for eligible OnePath insurance policies (terms and conditions apply*).

Who is it for?

  • Home-makers.
  • Retirees.
  • Part-time employees.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. You should read the Product Disclosure Statement (PDS) available here and consider whether this product is right for you.

OnePath Life Limited (OnePath Life) is the insurer of each policy from the OneCare range and the issuer of the OneCare Product Disclosure Statement (773kb PDF) (PDS). OnePath Custodians Pty Limited (OnePath Custodians) is the issuer of the OneCare Super PDS.

* You must be a Qantas Frequent Flyer member and correctly register your Qantas Frequent Flyer membership details with OnePath Life to earn Qantas Points on eligible insurance policies. Eligible insurance policies are the policies listed in the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’ available at onepath.com.au/qff-terms-conditions, as defined for ‘Eligible OnePath Insurance Policy’. A joining fee usually applies. However, OnePath Life has arranged for this to be waived for new customers who join at qantas.com/onepathjoin. This complimentary join offer may be withdrawn at any time. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at qantas.com/terms. The maximum number of points you can earn on eligible policies is capped at 20,000 points per year, per policy. Qantas Points accrue in accordance with and subject to the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’.  Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these products or the information provided by OnePath Life in this communication.