OneCare Income Secure Cover

Income Secure pays up to 80% of your income if you can’t work because of sickness or injury. It offers a range of cover options – allowing you to tailor your cover to suit you.

Key Features

  • Flexible cover options. Choose from four different cover types to find a level of protection that suits your circumstances and budget.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
  • Income Secure Special Risk. Access a unique form of protection for high-risk occupations.
  • Increasing cover. Increase your sum insured each year as your income increases, without having to take any additional medical tests.
  • Extra Care Cover. Add up to three additional benefits to your Income Secure Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Qantas Points – you can start earning Qantas Points on premiums paid for eligible OnePath insurance policies (terms and conditions apply*)

Who is it for?

  • People working full-time.
  • Particularly relevant for people with debts and dependants.
  • People in specialised or high-risk occupations.

OneCare is issued by OnePath Life Limited (OnePath Life) ABN 33 009 657, 176 AFSL 238341. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. OnePath Life is not a related body corporate of OnePath Custodians.

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product.

* You must be a Qantas Frequent Flyer member and correctly register your Qantas Frequent Flyer membership details with OnePath Life to earn Qantas Points on eligible insurance policies. Eligible insurance policies are the policies listed in the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’ available at onepath.com.au/qff-terms-conditions, as defined for ‘Eligible OnePath Insurance Policy’. A joining fee usually applies. However, OnePath Life has arranged for this to be waived for new customers who join at qantas.com/onepathjoin. This complimentary join offer may be withdrawn at any time. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at qantas.com/terms. The maximum number of points you can earn on eligible policies is capped at 20,000 points per year, per policy. Qantas Points accrue in accordance with and subject to the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’.  Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these products or the information provided by OnePath Life in this communication.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.