Income protection

Income protection insurance helps replace your income if you can’t work because of sickness or injury. 

OneCare - for those who like help or advice

OneCare Income Secure Cover

Available for a wide range of workers and occupations, OneCare Income Secure lets you choose the type of policy that works for you.

Best for:

  • Comprehensive cover
  • Flexibility of choice

OneCare Living Expense Cover

For home-makers, this cover recognises the value of what you do everyday. It pays an agreed monthly benefit if you are significantly disabled.

Best for:

  • Allowing your spouse to take time off work

OneCare Business Expense Cover

This cover recognises how much your business needs you. It pays a benefit to cover your business expenses if you are totally or partially disabled.

Best for:

  • Keeping your business running without you


EasyProtect Income

OnePath is a specialist provider of wealth, insurance and advice solutions. We are committed to improving the long-term financial security of our customers, through quality life insurance products.

New Customers Existing customers

While EasyProtect life insurance products are closed to new customers, we continue to issue a range of insurance products under the ANZ brand. ANZ Income Protection provides similar protection, with a monthly benefit of up to 75% of your regular income if you’re off work due to illness or injury. In addition, ANZ Income Protection provides some additional benefits including Involuntary Unemployment Cover and Family Care Cover. If you choose ANZ, you can be assured that we’ll be there for you.

Find out more about ANZ Income Protection Insurance.

To talk to someone about your income protection policy, call us on 132 062. For more information about your cover, refer to the Product Disclosure Statement.

Making a claim?

  • Call: 132 062, weekdays 9.00am to 5.30pm (AEST)
  • Email:
  • Write to: OnePath Life, Direct Insurances Claims, GPO Box 7086, Sydney NSW 2001

OneCare is issued by OnePath Life Limited (OnePath Life) ABN 33 009 657, 176 AFSL 238341. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. EasyProtect Income and ANZ Income Protection are issued by OnePath Life.

OnePath Life is not a related body corporate of OnePath Custodians.

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available at or by calling 133 667 before deciding to acquire, or to continue to hold the product.

OnePath Life has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at